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Health Insurance

Need Health Insurance?

Special Enrollment Period now available February 15th - May 15, 2021.

Call to schedule your in-person appointment with Carol Jodar Ricker or Ruth Wasmer 920-894-7835.

Health Insurance Advisors

Carol Jodar Ricker

Health Insurance Advisor

(920) 894-7835

I have been helping people with their health insurance needs for over 7 years. I am an independent, fully licensed health insurance advisor, who possesses expertise in Medicare plans, such as Supplements and Medicare Advantage plans. I...

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Ruth Wasmer

Health Insurance Advisor

(920) 894-7835

Ruth’s health care knowledge includes experience with a hospital system and also a regional health insurance company. She is a licensed Life and Health insurance advisor, and works with clients to find health plan solutions that...

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Client Centered

Client Centered

As local independent agents, we represent many companies, and a variety of health insurance plan options.  Our Medicare coverage types include Medicare Supplement plans, Medicare Advantage plans, and Part D Medicare Prescription Drug plans.  With our experience, you will be working with someone who can help you wade through the confusion of Medicare and it’s rules, to make sure you don’t end up with a penalty.

For those individuals and families under age 65, our major medical coverage types include plans both on and off the Marketplace (sometimes called Obamacare), as well as Short-Term health plans - when that type of plan would be more appropriate.  We help our clients find the right coverage, whether you are looking for long term health coverage, or in-between jobs and looking for something temporary before your new coverage begins.  We understand each client has their own individual needs and we will work with you to find the perfect fit for your personal situation.  

We also offer stand-alone dental, vision and hospital indemnity plans, for those of you looking for some additional stand-alone coverage, in addition to the health plans listed above. 

Before you enroll in any of these coverage types, give us a call, and we will work with you to find out which plan is best suited for your individual needs.  Health insurance information can be confusing and overwhelming!  We can help you understand the health plan options that are appropriate for you, so you can make an informed enrollment choice.

Why work with a local Independent Agent?

The value of having a local independent agent becomes especially clear after enrollment.  If you enroll in a health insurance plan over the phone or on the internet, and you later need help with a question or claim, chances are slim that you will be able to talk to (or even locate) the person who enrolled you.  Why deal with a stranger whom you’ve never met in person, and may not even be who they say they are?  You don’t know who you might be talking to on the other end.  You should understand that there is a lot of misinformation out there, including what is heard in coffee shops, club meetings and commercials on TV.   When working with a local agent, we know the plans that will work best for the people in this area and the State of Wisconsin.  Your local agents are here for you before, during and after your enrollment.  

Contact us for a no-cost, no obligation appointment to learn more.

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