Broker Check

Health Insurance

Need Health Insurance?

The Affordable Care Act's Special Enrollment Period is now available! February 15th - August 15th, 2021.

Call to schedule your in-person appointment with Carol Jodar Ricker or Ruth Wasmer at 920-894-7835.

We're your local health professionals.

We're your local health professionals.

Committed to informing and solving your ever-changing health insurance needs. 

Licensed Health Insurance Agents

Carol Jodar Ricker

Licensed Health Insurance Agent

(920) 894-7835

cricker@rfsadvisors.net

I have been helping people with their health insurance needs for over 7 years. I am an independent, fully licensed health insurance advisor, who possesses expertise in Medicare plans, such as Supplements and Medicare Advantage plans. I...

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Ruth Wasmer

Licensed Health Insurance Agent

(920) 894-7835

rwasmer@rfsadvisors.net

Ruth’s health care knowledge includes experience with a hospital system and also a regional health insurance company. She is a licensed Life and Health insurance advisor, and works with clients to find health plan solutions that...

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Administrative Team

Elizabeth Brandt

Elizabeth has been working at Riesterer Financial starting in the Summer of 2019 as an assistant to the Health Insurance Advisors. She answers health phone calls, schedules appointments and helps process paperwork. Elizabeth is...
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Robert Bos

Robert joined Riesterer Financial in April of 2021. He obtained his Associates Degree in Paralegal and Law Studies from Lakeshore Technical College in 2018 and spent the last four years working in law firms. Robert is licensed in life...

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Client Centered

Client Centered

As local independent agents, we represent many companies, and a variety of health insurance plan options.  Our Medicare coverage types include Medicare Supplement plans, Medicare Advantage plans, and Part D Medicare Prescription Drug plans.  With our experience, you will be working with someone who can help you wade through the confusion of Medicare and it’s rules, to make sure you don’t end up with a penalty.

Those who are not Medicare eligible, our major medical coverage types include plans both on and off the Marketplace (sometimes called Obamacare), as well as Short-Term health plans - when that type of plan would be more appropriate.  We help our clients find the right coverage, whether you are looking for long term health coverage, or in-between jobs and looking for something temporary before your new coverage begins.  We understand each client has their own individual needs and we will work with you to find the perfect fit for your personal situation.  

We also offer stand-alone dental, vision and hospital indemnity plans, for those of you looking for some additional stand-alone coverage, in addition to the health plans listed above. 

Before you enroll in any of these coverage types, give us a call, and we will work with you to find out which plan is best suited for your individual needs.  Health insurance information can be confusing and overwhelming!  We can help you understand the health plan options that are appropriate for you, so you can make an informed enrollment choice.

Why work with a local Independent Agent?

The value of having a local independent agent becomes especially clear after enrollment.  If you enroll in a health insurance plan over the phone or on the internet, and you later need help with a question or claim, chances are slim that you will be able to talk to (or even locate) the person who enrolled you.  Why deal with a stranger whom you’ve never met in person, and may not even be who they say they are?  You don’t know who you might be talking to on the other end.  You should understand that there is a lot of misinformation out there, including what is heard in coffee shops, club meetings and commercials on TV.   When working with a local agent, we know the plans that will work best for the people in this area and the State of Wisconsin.  Your local agents are here for you before, during and after your enrollment.  

Contact us for a no-cost, no obligation appointment to learn more.

Have a question? **By completing this form I understand that a licensed agent will reach out to me by phone or email to discuss Medicare Advantage Plans, Medicare Supplement Insurance Plans, Medicare Part D Plans, or Individual Health Insurance Plans.

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